saw the house!

We went over and saw the house this afternoon. It is very nice! It is a modest, well-kept older bungalow, with two bedrooms and one bathroom, a laundry room, a freestanding garage, and a fenced backyard. We both think it is a good size and location for our family, is well-kept, and very much within our budget ($100-150 less than we're renting at now, even after insurance/taxes).

In summary...

Positive:
all appliances included except fridge
large, nicely painted rooms
two closets in each bedroom
nice floor plan
lots of kitchen cabinets
large laundry room
hardwood floors
wonderful curb appeal
front porch
nicely sized backyard with privacy fence
raised deck with lights and benches, from which I could see the kids anywhere in the backyard
no history of rodents in house (seller has been there 21 years)
exterior painted this summer
dog/cat door
electrical system upgraded

Negative:
no central air/heat; air by window units and heat by floor furnace
back half of roof is 22 years old (front is 10 yrs old)
strange snakeskin-print wallpaper and matching faux marble linoleum in kitchen (though I would choose to see this as funky kitch)
two bedrooms: perfect for our use at the moment, but kids may "need" own rooms in about 10 years and this would make it more difficult to resell
backyard is strangely chopped up into smaller sections
it is an older house, so there is possibility of lead (though we didn't identify any probable sources)
price seems a little high for the neighborhood

I think we're going to make an offer. We're going tomorrow to get a mortgage quote from another lender (for rate comparison), then the pre-approval from the first lender we qualifed with will get here on Tuesday. They know not to expect an offer before Wednesday...